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Money & Connectivity in Tanzania

This guide covers everything you need to know about managing your money and staying connected during your Tanzania journey. From currency and ATMs to mobile networks and internet access, we've got you covered.

Understanding the local payment landscape and connectivity options will help you travel smoothly and confidently across Tanzania.

Currency

Tanzanian Shilling (TZS)

The official currency of Tanzania is the Tanzanian Shilling (TZS). It's denoted by the symbol "TSh" or "TZS". While the shilling is the official currency, US dollars are widely accepted in tourist areas, hotels, lodges, and for larger payments.

Banknotes

1,000, 2,000, 5,000, 10,000 TZS

Coins

100, 200, 500 TZS

US dollars are widely accepted in tourist areas. Bring clean, undamaged bills – older or torn notes may not be accepted.
Currency Quick Guide
  • Official currency: Tanzanian Shilling (TZS)
  • USD accepted: Yes, at hotels, lodges, and for tours
  • Exchange rate: ~2,650 TZS = 1 USD (subject to change)
  • Best place to exchange: Forex bureaus or banks in cities
  • Hotels & lodges: Often accept USD for accommodation and tours
  • Local markets: TZS preferred, USD may not be accepted
Payments

ATMs, Credit Cards & Cash

Tanzania has a growing banking infrastructure, but it's important to understand where and how to access money during your travels.

ATMs

Available in major cities (Dar es Salaam, Arusha, Moshi, Zanzibar Town). Limited or no ATMs in rural safari areas. Bring sufficient cash for remote destinations.

Most ATMs accept Visa and Mastercard. Withdrawal limits typically range from 300,000–500,000 TZS per transaction.

Credit Cards

Visa and Mastercard are widely accepted at hotels, lodges, and tour operators in tourist areas. American Express is less commonly accepted.

Inform your bank of your travel plans to avoid card blocks.

Cash

Essential for local markets, small shops, restaurants, and tips. Carry a mix of TZS and USD (small bills).

Bring clean, undamaged USD notes – older or worn bills may be refused.

Payment Quick Guide
  • ATMs: Available in cities, limited in safari areas
  • Credit cards: Accepted at hotels, lodges, and tour operators
  • Cash preferred: Local markets, small shops, tips
  • Currency for tips: TZS or USD accepted
  • Mobile money: Widely used in Tanzania (M-Pesa, Tigo Pesa, Airtel Money)
  • Traveler's cheques: Not widely accepted, avoid bringing them
Always inform your bank of your travel dates to avoid card blocks.
Tipping

Tipping Etiquette in Tanzania

Tipping is a common practice in Tanzania's tourism industry. While not mandatory, it's a way to show appreciation for excellent service. Your guides, drivers, and lodge staff work hard to make your journey memorable.

Safari Guide

$15–$25 USD per day (per group). For exceptional service, you may tip more.

Safari Driver

$10–$15 USD per day (per group). If your guide is also your driver, combine the tip.

Lodge & Camp Staff

$10–$20 USD per day (per room) for the general staff pool at lodges and camps.

Kilimanjaro Guides & Porters

$10–$15 USD per day for guides, $5–$10 USD per day for porters (per group). Tips are split among the team.

Restaurants

10% of the bill or round up to the nearest convenient amount.

Tipping Quick Guide
  • Safari Guide: $15–$25 USD/day (per group)
  • Safari Driver: $10–$15 USD/day (per group)
  • Lodge Staff: $10–$20 USD/day (per room)
  • Kili Guide: $10–$15 USD/day
  • Kili Porter: $5–$10 USD/day
  • Restaurants: 10% of bill
  • Currency: Tips can be given in TZS or USD (small bills preferred)
Tips are typically given at the end of your safari or trek. Ask your guide for guidance on group tipping.
Stay Connected

Mobile Networks & SIM Cards

Tanzania has good mobile network coverage, especially in cities and tourist areas. Buying a local SIM card is affordable and easy, allowing you to stay connected during your journey.

Major Networks

Vodacom: Best coverage in Tanzania, especially in rural areas and safari parks.

Tigo: Good coverage, competitive data packages.

Airtel: Good coverage in cities, affordable rates.

Buying a SIM Card

Available at airports, mobile network shops, and kiosks. You'll need your passport for registration.

Cost: ~5,000–10,000 TZS ($2–$4 USD) includes starter credit.

Data & Call Packages

Prepaid data packages are affordable. Expect ~10,000–20,000 TZS ($4–$8 USD) for 2–5 GB of data, valid for 7–30 days.

Mobile Quick Guide
  • Best coverage: Vodacom (widest coverage, including safari parks)
  • SIM cost: ~5,000–10,000 TZS ($2–$4 USD)
  • Data packages: ~10,000–20,000 TZS for 2–5 GB
  • Registration: Passport required
  • Coverage: Good in cities, variable in remote safari areas
  • International roaming: Check with your provider, local SIM is often cheaper
Internet

Internet Access & Wi-Fi

Internet access in Tanzania has improved significantly in recent years. However, connectivity varies by location – from high-speed Wi-Fi in cities to limited or no internet in remote safari areas.

Cities & Towns

4G coverage is available in Dar es Salaam, Arusha, Moshi, and Zanzibar Town. Most hotels and cafes offer free Wi-Fi.

Speeds are generally good, but can be slower during peak hours.

Safari Lodges & Camps

Many lodges in safari areas offer Wi-Fi, but speeds may be slower. Some remote camps have limited or no internet access.

This can be a wonderful opportunity to disconnect and enjoy the wilderness.

Kilimanjaro

No internet access on the mountain. You'll be completely disconnected during your trek – a truly immersive wilderness experience.

Internet Quick Guide
  • Cities: 4G, good speeds, free Wi-Fi at hotels and cafes
  • Safari lodges: Wi-Fi available, but speeds may be slower
  • Remote camps: Limited or no internet
  • Kilimanjaro: No connectivity on the mountain
  • Mobile data: 4G available in most areas, slower in remote locations
  • Tip: Download offline maps and content before traveling to remote areas
Useful Apps

Essential Apps for Tanzania

Make the most of your Tanzania journey with these helpful apps for navigation, communication, translation, and planning.

Offline Maps

Google Maps or Maps.me – download offline maps before you travel for navigation without internet.

Language Apps

Google Translate (Swahili is available) to help with basic communication in local languages.

Messaging Apps

WhatsApp is widely used in Tanzania for communication with guides, lodges, and local contacts.

Currency Converter

XE Currency or a similar app to quickly convert TZS to your home currency.

At a Glance

Money & Connectivity Quick Reference

Topic Details Tips
Currency Tanzanian Shilling (TZS) USD accepted in tourist areas
ATMs Available in major cities Limited or none in remote safari areas
Credit Cards Visa & Mastercard accepted Inform your bank before travel
Tipping Common practice in tourism $15–$25/day for guides
Mobile Networks Vodacom (best coverage), Tigo, Airtel Local SIM ~$2–$4 USD
Internet 4G in cities, Wi-Fi at lodges Limited or none in remote areas
Ready for Your Tanzania Journey?

Need More Practical Advice?

Our Tanzania-based team is here to help with any questions about money, connectivity, or any other aspect of your journey. We're just a message away.

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